Terms & Conditions

1. Acceptance of Terms

By using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree, please do not use our services.

2. User Accounts and Security

To access certain features, you may be required to create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

3. Banking Services

Our banking services are subject to specific agreements and disclosures provided at the time of account opening. These Terms supplement those agreements. We reserve the right to modify, suspend, or discontinue any service at any time without prior notice.

4. Prohibited Activities

You agree not to engage in any of the following prohibited activities:

• Using the services for any illegal or unauthorized purpose.
• Interfering with or disrupting the integrity or performance of our systems.
• Attempting to gain unauthorized access to any portion of our services.
• Transmitting any viruses, malware, or harmful code.

5. Intellectual Property

All content, trademarks, logos, and intellectual property displayed on our services are the property of Equity Trust Banking Corporation or its licensors. You are granted a limited, non-exclusive license to access and use the services for personal, non-commercial purposes.

6. Limitation of Liability

In no event shall Equity Trust Banking Corporation be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the services. Our total liability to you for any claim arising out of these Terms shall not exceed the amount paid by you, if any, for accessing the services.

7. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the jurisdiction in which Equity Trust Banking Corporation is registered, without regard to its conflict of law principles.