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Franchise Banking

Franchise Banking

For franchise operators, scalability and consistency are key. Whether you are a single-unit owner or a large multi-unit operator, Equity Trust Banking Corporation's Franchise Banking group offers the specialized capital and expertise you need to grow your footprint.

We understand the franchise model inside and out. Our dedicated team works with major national and regional brands across the quick-service restaurant (QSR), casual dining, fitness, and automotive sectors. We provide the financial fuel to help you acquire new units, remodel existing stores, or refinance debt.

Our Services

Comprehensive solutions for the franchise lifecycle:

  • Acquisition Financing: Capital to purchase existing franchise units or territories.
  • New Store Development: Construction and term loans for building new locations.
  • Remodel & Relocation: Funding to meet franchisor mandates for image upgrades.
  • Refinancing: Restructuring existing debt to improve cash flow.
  • Treasury Management: Efficient cash handling and processing for high-volume businesses.

Frequently Asked Questions

  • Do you lend to first-time franchisees?

    Yes, we consider financing for first-time franchisees who have strong personal financial strength and relevant industry experience, or who are partnering with experienced operators.

  • What franchise concepts do you support?

    We focus on established national and regional concepts with a proven track record of success. This includes major brands in the restaurant, fitness, automotive, and personal services sectors.

  • What are your typical loan terms?

    Loan terms vary based on the purpose (e.g., real estate vs. equipment) but generally range from 5 to 10 years for business loans, with longer amortizations available for real estate secured transactions.