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Community Investment Capital

Community Investment Capital

At Equity Trust Banking Corporation, we believe that a strong community is the foundation of a thriving economy. Our Community Investment Capital division is dedicated to directing financial resources toward projects that create affordable housing, small business growth, and economic development in underserved areas.

We partner with local organizations, government agencies, and developers to provide the capital needed to revitalize neighborhoods and create lasting opportunities for residents. Our approach goes beyond traditional lending; we invest in the future of our communities.

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Our Strategic Focus Areas

We concentrate our investments in key areas where we can have the most significant impact on community well-being and economic stability.

Affordable Housing

Financing the construction and rehabilitation of affordable housing units to ensure every family has a safe place to call home.

Small Business Support

Providing capital and technical assistance to small businesses and startups, creating jobs and stimulating local economies.

Community Facilities

Investing in essential community infrastructure such as schools, healthcare centers, and recreational facilities.

Impact & Outcomes

Since our inception, our Community Investment Capital division has deployed over $500 million in capital to underserved communities. We measure our success not just in financial returns, but in lives changed.

  • $500M+ Invested in Community Projects
  • 10,000+ Affordable Housing Units Created
  • 5,000+ Jobs Supported
  • 250+ Small Businesses Financed

Investment Solutions

We offer a range of financial products tailored to the needs of community development projects:

  • Construction and Permanent Loans
  • New Markets Tax Credit (NMTC) Financing
  • Low-Income Housing Tax Credit (LIHTC) Equity
  • Small Business Administration (SBA) Loans
  • Bridge Financing

Frequently Asked Questions

  • How do you select projects for investment?

    We prioritize projects that demonstrate a clear benefit to low-to-moderate income communities, such as job creation, affordable housing development, or essential service provision.

  • What is the New Markets Tax Credit (NMTC) program?

    The NMTC program is a federal initiative that incentivizes business and real estate investment in distressed communities. We can help structure financing to utilize these credits, providing favorable terms for your project.

  • Do you work with non-profit organizations?

    Yes, we frequently partner with non-profits, Community Development Financial Institutions (CDFIs), and government agencies to achieve shared community development goals.