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Senior Housing

Senior Housing

The senior living sector requires a financial partner who understands the nuances of care, regulation, and real estate. Equity Trust Banking Corporation's Senior Housing team provides specialized financing for Independent Living, Assisted Living, Memory Care, and Skilled Nursing facilities.

We work with experienced operators and developers across the country to provide capital for growth. Whether you are building a new community from the ground up, acquiring a stabilized asset, or repositioning an existing facility, we have the expertise to structure a solution that fits your business plan.

Our Services

Comprehensive financing for the continuum of care:

  • Construction Financing: Loans for ground-up development and major expansions.
  • Acquisition & Bridge Loans: Short-term capital for acquisitions or turnarounds.
  • Mini-Perm Financing: Intermediate-term loans for stabilized properties.
  • Line of Credit: Working capital for operations and smaller capital expenditures.
  • Treasury Management: Specialized solutions for resident rent collection and vendor payments.

Frequently Asked Questions

  • Do you finance ground-up construction?

    Yes, we provide construction financing for experienced developers with a strong track record in the senior housing sector.

  • What is your typical Loan-to-Value (LTV)?

    Our LTV requirements vary by deal type and asset class, but generally range up to 65-75% for stabilized assets and construction projects.

  • Do you finance skilled nursing facilities (SNFs)?

    Yes, we finance skilled nursing facilities for operators with demonstrated clinical and operational excellence.