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Government Banking

Government & Public Sector Banking

Managing public funds requires a partner who prioritizes security, compliance, and efficiency. At Equity Trust Banking Corporation, our Government Banking team specializes in serving municipalities, school districts, counties, and other public entities. We understand the statutory requirements and fiscal responsibilities you operate under.

We provide robust treasury management solutions designed to maximize the value of public funds while ensuring safety and liquidity. From tax collection processing to infrastructure financing, we are dedicated to supporting the communities we serve.

Our Services

Secure solutions for the public sector:

  • Public Funds Management: Interest-bearing accounts fully collateralized in accordance with state laws.
  • Tax Collection Services: Streamlined lockbox and electronic payment processing to accelerate revenue availability.
  • Municipal Financing: Tax Anticipation Notes (TANs), Bond Anticipation Notes (BANs), and equipment leasing.
  • Fraud Prevention: Advanced Positive Pay and ACH filtering to protect public assets.
  • Purchasing Cards: Commercial card programs to streamline procurement and control expenses.

Why Choose Equity Trust Banking Corporation?

We combine the capabilities of a large financial institution with a deep commitment to the local community.

  • Compliance Expertise: We stay up-to-date with changing regulations affecting public funds.
  • Dedicated Support: Experienced government bankers who understand your unique cycle.
  • Community Focus: We reinvest in the communities where we operate.

Frequently Asked Questions

  • How do you secure public deposits?

    All public deposits in excess of FDIC limits are fully collateralized by eligible securities held by a third-party custodian, ensuring complete safety of your funds.

  • Can you integrate with our accounting software?

    Yes, our online banking platform offers robust reporting capabilities and file export formats compatible with most major government accounting systems.

  • Do you participate in competitive bidding?

    We actively respond to Requests for Proposals (RFPs) for banking services and financing. Please add us to your bidder's list.